• Credit Card Debt,  Debt,  Student Loan Debt,  Uncategorized

    Debt Month 4

    So…not too much to report since I made the mistake of losing track of expenses somewhere towards the end of the month. >.> I know I was over, at least in food, but because I stopped keeping track, I`m not really sure by how much. This month I`m going to keep better track. I have a trip to Tokyo coming up, so I`ll probably be over this month as well, but at least I`ll have kept track. Just to clarify something…when I write down how much debt I have, it`s before I make the payments for the month. I feel like it`s better to see it that way, rather than…

  • Credit Card Debt,  Debt,  Monthly Budget,  Student Loan Debt

    Debt Month 3

    So while I managed to stay under budget last month (yay!), in the 9 days since my fiscal month reset, I`ve learned something else. I am apparently spending way more per month on food than other people I know. Despite going over last month, this month I`ve knocked it down to ¥25000 for food, which is apparently still more than others are spending. And yet, in 9 days, I`ve already managed to spend that.  And I have noticed that I tend to spend the most on food in the first few days after I get paid. Next month (Apr 21- May 21) I`m going to try to divide food up…

  • Credit Card Debt,  Debt,  Student Loan Debt

    Debt month 2

    Ok, so I have two confessions… First is that I went over budget last month and have to reconfigure it a little until I figure out what amount works best. Second is that the numbers I gave you last time were very late payments (I generally have to pay at the beginning of the month and that time it was at the end, so I actually ended up making a second payment just a few days after that when I got paid.) That said, I`m going to quick list the numbers after that second payment but not dwell on it, (and not officially count it, thus this month is month…

  • Angels,  Credit Card Debt,  Debt,  Magick,  Student Loan Debt

    Debt–coming clean and the start of a plan

    Ok, so…I`m going to treat this as full disclosure as a way to keep myself accountable as well. This debt hanging over my head definitely influences my magick, and not in good ways, so I want it gone as soon as possible. When I graduated college four years ago, (December 2012) I had, between student loans in my name, student loans in my dad`s name (which yes, I am responsible for paying back), and 4 credit cards, my debt was about $100,000. Fast forward to January 2017. Between student loans in my name, student loans in my dad`s name, and 1 credit card, my debt is $102,202.69. One hundred and…

  • Angels,  Arts and Crafts,  Asian Ball-Jointed Dolls,  Credit Card Debt,  Crochet,  Debt,  Fairyland,  Knit,  Magick,  Recycle,  Sew,  Soom,  Student Loan Debt,  Volks

    This blog

    I was so bound and determined that this blog would be solely about magick. I mean, according to my title, that`s what you`d expect, coming to visit, right? But looking back and seeing that I only have two posts so far, despite having started about a month ago, I realized that might not be very realistic. After all, my life (unfortunately) is not 24/7 magick. Well, it is, and that`s the whole point of this blog, but if I only focus on the moments I know are magick, I think that defeats the purpose of trying to find magick where I can`t currently see it. So let me go over…